Corporate Internet Banking

 Finance teams are spending hours every week on payments that should take minutes. Corporate Internet Banking changes that — and Indian businesses are taking notice. 

Every Monday morning, somewhere in a mid-sized Indian company, a finance executive opens five different bank portals, copies account numbers into a spreadsheet, calls a vendor to confirm IFSC codes, and manually initiates payments one by one. It takes three hours. It shouldn't.

This is the problem that Corporate Internet Banking — CIB — was built to solve. And in 2025, as Indian businesses scale faster than ever, the platforms that power this shift are becoming a genuine competitive advantage.

Corporate Internet Banking, done right, is not just a portal. It's an integrated layer that sits between your business and every bank you work with — standardising the experience, automating the repetitive work, and giving you visibility you've never had before.

 TBX CIB dashboard — real-time account balances across multiple banks in one view 

Five things it does that your current setup doesn't

1. Bulk payments in minutes, not hours
   Upload a CSV of vendor payments or employee salaries. The system pre-fills known details, checks for errors, and sends — in one action, across NEFT, RTGS, and IMPS.
   
   
2. Maker-checker approvals that actually work
   Every payment requires the right set of eyes before it goes out. Dual-approval workflows mean no transaction happens without proper authorization — dramatically reducing fraud risk.
   
   
3. Live balances across every account
   Stop logging into five portals to know your cash position. TBX CIB gives you a single, real-time view of every account, with the ability to drill into statements and transaction history instantly.
   
   
4. ERP and payroll system integration
   Via API, TBX CIB connects directly to your existing finance stack. Your ERP triggers payments. Your payroll system initiates salary runs. No manual exports, no copy-paste errors.
   
   
5. Complete audit trail, always
   Every action — who initiated what, who approved it, when it was processed — is logged and accessible. When auditors come, you're ready. When something goes wrong, you know exactly why.

TBX's CIB is built for two kinds of institutions. Banks and NBFCs that want to offer a world-class digital banking experience to their corporate clients — without building the infrastructure themselves. And corporates that are tired of the status quo and want a platform that matches how they actually work.

If you're processing more than 50 transactions a week, managing payroll for more than 100 employees, or running treasury across multiple bank accounts — the return on CIB implementation is immediate and measurable.

"The question isn't whether to adopt CIB. It's how long you can afford not to."

TBX Product Team

What separates TBX's CIB from alternatives is the stack it's built on. ISO 27001:2022 certified, PCI DSS compliant, and SOC2 Type II audited — it's infrastructure that banks trust to run their own client-facing systems. The same platform powers some of India's fastest-growing NBFCs and fintechs.

And it ships fast. Because TBX is API-first, integrations that used to take months take weeks. The platform is plug-and-play by design — not by marketing copy.